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Mono Best Way To Keep A Budget Ish . Either way, it’s totally okay to start by writing out everything on a sheet of paper. So when you do, then be sure to take some time and celebrate your achievements. Top 5 Tips for Staying on Budget City Girl Savings from citygirlsavings.com Try a simple budgeting plan allow up to 50% of your income for needs. Rachel cruze is a #1 new york times bestselling author, financial expert, and host of the rachel cruze show.rachel writes and speaks on personal finances, budgeting, investing. Make a very conservative estimate of how much you expect to earn, then add any additional income mid.