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Ante Declined Debit Card Age . Attempt the transaction once more: In the wake of such suspicions, a bank assumes that your card is stolen and your. Debit Card Declined? 9 Reasons Why (And How to Avoid) YouTube from www.youtube.com Reasons why your debit card declined. On the front of every debit card is a date, usually with the phrase “good thru” before it. For debit cards, banks and credit unions might offer an overdraft line of credit.